Terms and Conditions
Table of Contents
Terms of Service
Last Updated: February 1, 2026
1. Agreement to Terms
Welcome to ReferLife (the "Website"). These Terms of Service ("Terms") govern your access to and use of our Website and its content, services, and products. By accessing or using the Website, you agree to be bound by these Terms and our Privacy Policy. If you do not agree to these Terms, you are prohibited from using this Website.
2. Use by Minors
This Website is not intended for use by individuals under the age of 18 ("Minors"). We do not knowingly provide services to or sell products to Minors. If you are under 18, you may only use this Website with the express permission and active involvement of a parent or legal guardian. Do not submit any personal information to us if you are a Minor.
3. Modifications to Terms
We reserve the right to modify these Terms at any time. Any changes will be effective immediately upon posting a notice of the changes on our Website's homepage. Your continued use of the Website following the posting of changes constitutes your acceptance of such changes. We encourage you to review these Terms periodically.
4. License to Use Website
We grant you a limited, non-exclusive, revocable license to access and use our Website for your personal use. We reserve the right to terminate this license and your access to the Website for any reason, at our sole discretion, and without prior notice.
5. Intellectual Property and Content Ownership
All content on this Website, including text, graphics, logos, and software, is the property of ReferLife or its content suppliers and is protected by intellectual property laws. You are not permitted to copy, distribute, or use any content from this Website without our prior written permission.
If you believe your intellectual property rights have been infringed upon by our Website content, please notify us at admin@referlife.org with a detailed description of the alleged infringement.
6. Disclaimers and Limitation of Liability
The information and services on our Website are provided on an "as is" and "as available" basis. Your use of the Website is at your sole risk. We disclaim all warranties, express or implied, including but not limited to, warranties of merchantability, fitness for a particular purpose, and non-infringement.
We do not warrant that the Website will be uninterrupted, error-free, or that any defects will be corrected. Information on the Website should not be considered professional advice. We are not responsible for any loss resulting from your reliance on such information.
Under no circumstances shall ReferLife or its affiliates be liable for any direct, indirect, incidental, consequential, special, or punitive damages arising out of your use of, or inability to use, the Website. Our total liability for any claim arising from your use of the Website shall not exceed one penny ($0.01).
7. Prohibited Conduct
You agree not to use the Website for any unlawful purpose or to engage in any conduct that could damage, disable, or impair the Website. You are not to post or transmit any obscene or offensive content. While we are not obligated to monitor the content, we reserve the right to investigate and remove any material that violates these Terms.
8. Indemnification
You agree to indemnify, defend, and hold harmless ReferLife and its affiliates, officers, directors, and employees from any liability, loss, claim, and expense, including reasonable attorney's fees, arising from your use of our Website or your violation of these Terms.
9. Governing Law and Dispute Resolution
These Terms are governed by the laws of the Province of Ontario and the country of Canada. Any dispute arising between you and ReferLife, excluding intellectual property infringement claims, shall be settled by confidential binding arbitration in accordance with the Arbitration and Mediation Institute of Canada's commercial arbitration rules. All arbitration will occur in the Province of Ontario, Canada.
10. General Provisions
•Severability: If any provision of these Terms is found to be invalid or unenforceable, that provision will be limited or eliminated to the minimum extent necessary so that the remainder of these Terms remains in full force and effect.
•Entire Agreement: These Terms, along with the incorporated Privacy Policy and other referenced policies, constitute the entire agreement between you and ReferLife regarding your use of the Website.
•Contact: For any questions regarding these Terms, please contact us at admin@referlife.org.
Privacy Policy
Last Updated: February 1, 2026
1. Introduction
This Privacy Policy explains how ReferLife collects, uses, and protects your personal information. By using our Website, you consent to the collection and use of your information as described herein.
2. Information We Collect
•Automatically Collected Information: When you visit our Website, we automatically collect certain information, such as your IP address, browser type, operating system, and referring website. We may use cookies to track your session and customize your experience.
•Voluntarily Provided Information: We collect information you provide to us through forms, emails, or other direct interactions. This may include your name, email address, and other contact details.
•Transactional Information: For any transactions, we collect information necessary to process the payment, such as your billing address and telephone number.
3. How We Use Your Information
We use your information to operate our business, including:
•Contacting you about our services, offers, or changes to the Website.
•Resolving disputes and enforcing our policies.
•Improving and personalizing your user experience.
We will not provide your personally identifiable information to third parties without your consent, except as required by law or to protect our rights.
4. Data Security
Access to certain parts of our Website may be protected by a username and password. You are responsible for keeping your password confidential. We implement reasonable security measures to protect your information, but we cannot guarantee absolute security.
5. Third-Party Services
We may use third-party suppliers to provide services on our Website. If a supplier needs to collect your information, you will be notified. We restrict how these suppliers can use your information and prohibit them from selling or sharing it.
6. Policy on Unsolicited Email (SPAM)
We do not condone spam. Any information you obtain from our Website about other users cannot be used to send unsolicited commercial emails or communications.
7. Changes to This Policy
We may update this Privacy Policy from time to time. Changes will be effective immediately upon posting a notice on our homepage. We recommend you review this policy each time you use our Website.
Terms of Purchase
Last Updated: February 1, 2026
1. Agreement
By purchasing a product or subscription package from ReferLife, you agree to these Terms of Purchase, our general Terms of Service, and our Refund Policy. It is your responsibility to read and understand these terms before making a purchase.
2. General Refund Policy
ALL SALES ARE FINAL BUT WITH A 7 DAY CUSTOMER SAFISFACTION GUARANTEE. WE HAVE A STRICT NO REFUND POLICY ON ALL SUBSCRIPTION PACKAGE PURCHASES.
Once your payment is processed, you will receive immediate access to the benefits associated with your purchase.
By completing your registration and submitting payment, you acknowledge and agree to this 7-Day Refund Policy. Any attempt to initiate a chargeback on your credit card will be considered a violation of this agreement, resulting in the termination of your account and forfeiture of all present and future commissions.
3. 7-Day Limited Refund Policy for Defective Products
A refund or replacement may be authorized for products that are defective or non-functional upon arrival. This policy is subject to the following conditions:
•Claim Period: You must submit a refund claim within seven (7) days from the date you received your physical product or downloaded your digital product.
•Condition: The policy applies exclusively to products that are defective or non-functional upon first use.
•Proof Required: You must contact us at admin@referlife.org within the 7-day claim period and provide clear photo or video evidence of the defect.
•Process: The item must be unused (beyond initial testing) and in its original packaging. Upon verification of the defect, we will, at our sole discretion, either replace the item or issue a refund to your original payment method.
4. Non-Returnable Items
For hygiene, safety, and product integrity reasons, the following items are strictly non-returnable and non-refundable:
•Opened or used water structuring devices and frequency products.
•Downloadable software, including the frequency generator app and other digital goods.
Do not send any items back without written authorization from us. Unauthorized returns will not be accepted or refunded.
5. Damaged Shipments
If your order arrives with visible shipping damage, please contact us at admin@referlife.org within 48 hours of delivery. Include photographs of both the damaged product and the packaging so we can resolve the issue promptly.
Independent Affiliate Partner (IAP) Agreement
Last Updated: February 1, 2026
This agreement outlines the Policies and Procedures governing all Independent Affiliate Partners (IAPs) of ReferLife. It is your responsibility to read, understand, and adhere to these terms.
1. IAP Status
•Independent Contractor: As an IAP, you are an independent contractor, not an employee, agent, or partner of ReferLife. You are responsible for your own business expenses and for reporting and paying your own taxes.
•No Employment Claims: You must not represent yourself as an employee of ReferLife. Doing so is grounds for immediate termination.
•Maintaining Good Standing: You must maintain your ReferLife account in good standing, including timely payment of any subscription fees, to remain an active IAP.
2. Commissions
•Eligibility: You must be an active and qualified IAP to be eligible for commissions as defined by the ReferLife Commission Plan.
•Payment: Commissions are paid out on the 15th and 28th of each month. A $5.00 processing fee will be deducted from each commission withdrawal. A minimum withdrawal amount of $50.00 applies.
•Payment Processor: You are responsible for ensuring your payment processor information is up-to-date in your Back Office profile to receive commissions.
3. Business Practices and Ethics
•Ethical Conduct: IAPs must adhere to the highest standards of ethical conduct. Unethical activities, such as making false income claims, spamming, or misrepresenting the ReferLife opportunity, are strictly prohibited and will result in disciplinary action, up to and including permanent termination.
•No Income Guarantees: You shall not make any claims or guarantees about the income an IAP might earn. Success is based solely on an individual's effort, commitment, and sales skills.
•Advertising: You may not use the ReferLife corporate name, trademarks, or logos in any advertising or on any website without prior written consent from ReferLife. All marketing materials must be approved by ReferLife.
•SPAM Policy: Third-party solicitation through spamming, fax blasting, or unsolicited emails is strictly prohibited.
4. Sponsoring and Team Management
•Changing Referrers: To protect the integrity of the referral structure, changing referrers is strictly prohibited, except under specific circumstances as determined by ReferLife (e.g., inactivity or unethical practices by the original referrer).
•Family Members: A husband and wife, common-law partners, and immediate family members must generally fall within the business structure of the first family member who registers with ReferLife. Exceptions may apply.
5. Sale or Transfer of IAP Business
An IAP may sell or transfer their business, but the sale price cannot exceed the original subscription cost. All transfers require prior written approval from ReferLife administration and are subject to a USD $500 processing fee.
6. Compliance and Amendments
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